Yes, you can contribute to a U.S. retirement account while living abroad, but there are some important considerations to consider:
For a Traditional or Roth IRA, you must have earned income that is considered taxable in the U.S. to be eligible to contribute. If you are using the Foreign Earned Income Exclusion to exclude all of your foreign income from U.S. taxation, then you would not be eligible to contribute to an IRA because you would not have any taxable compensation.
For a 401(k) or similar employer-sponsored plan, you can contribute regardless of where you live as long as you are still employed by the U.S. company that offers the plan.
Here are the related articles on US retirement accounts:
Traditional vs Roth IRAs for Expats: An Explainer for Retirement Contributions
Moving Your Retirement Account Overseas: What to Know
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